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5 Basic Credit Card Safety Tips

In the end your credit card is secured is your responsibility. Indeed, in a worst-case scenario, if it can be proven you may have been negligent in maintaining secure your credit card, you may find yourself liable for the cost of all transactions made fraudulent on your account if you lose the card. To help you avoid this, here are 5 basic credit card safety tips:
Never have more cards than you need
Although always recommended that you have more than 1 credit card, in case it is lost, you should not have a credit card more than you really need to use. The main reason why this happens is because it becomes more difficult to keep track of card you have and where you’ve saved them with more cards you have.
Always keep a copy of your card
How many times have you asked what your card number only to find yourself looking for your card to get the number? Now, what happens if you have a stolen car and no credit card reports to the hand? You have a problem! For this reason, always best practice to take a photocopy of your credit card, so always know where to find the unlucky number if something happens to your card.
Always keep your receipts separate
Among the most important basic safety tips on your credit card will receive never store your credit card and credit card receipt in the same place – because it is not possible if you lose your card, or if it is stolen, then you will have a lost or stolen signs thanks also. Now there is no way for you to ensure your transactions and which do not – or, there is no way to distinguish where the last original transaction you make.
Also, never record you’re PIN with your card, it’s just asking for trouble!
Do not ever give your account number to someone you do not know
If you were asked to provide your credit card details to someone you do not know, or who like to start a discussion with you (not vice versa) via telephone or via email, you should always refuse. Worst comes to worst, call the card issuer and ask them if it’s okay for you to divulge information or call the Enquirer again. If the Enquirer seems reluctant to accept this, you should ask yourself why!
Never leave your account details open to public view
It may sound rather basic to say you should never let ‘Joe public’ view credit card account details, but ask yourself this question: “How often do you receive a subscription form publication in a postcard format?” Now, suppose you resolve this with your credit card details filled suddenly half the world has access to a credit card number, expiration date and signature!
While the above may sound like a 5 basic credit card safety tips you already know, you’d be surprised how many people fail to attend one or all of them!

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